Pension not Performing

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Is your pension not performing as expected? Do you wish that you had left it where it was and not accepted the advice that you were given?

All may not be lost as you may have been mis-advised and may even be entitled to compensation!

The internet is full of websites offering advice about what to do with your pension but how do you know if the advice given is sound? After all, the adviser is going to make money out of the advice once accepted! Does the adviser really have your best interests in mind or is he/she more interested in the commission that they are going to earn?

There are also criminal elements whose sole purpose is to gain your confidence and access your pension!

They might:

  • contact you out of the blue, either over the phone, text or email claim to know about loopholes that can help you get more than the usual 25% tax-free
  • offer high returns of over 8% from overseas investments or new or creative investments
  • offer a ‘loan’, ‘saving advance’ or ‘cashback’ from your pension
  • suggest you put all your money in a single investment (in most circumstances, a financial adviser will suggest you spread your money across different schemes)
  • send paperwork to your door by courier requiring an immediate signature.
  • say they’ll help you access your pension pot before the age of 55 (unless you’re seriously unwell or have a certain type of scheme, this isn’t legally possible)
  • pressure you into making a decision quickly
  • only have a mobile phone number and/or a PO box address as contact details

 

If you’re planning to take your pension early, check whether there will be any penalties for doing so. If it’s a workplace pension, you may need your employer’s agreement to do so.

If you think that you have been mis-advised or duped by fraudsters contact us today on 01942 619911 for free and impartial advice.


Mis-sold Pension?

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With more and more people in the UK now believing that they were given bad advice over their pensions or were persuaded to invest it elsewhere, there has been a huge increase in people looking to seek compensation.

The large financial institutions, banks, and lenders etc don’t want to pay compensation or settle claims, because it’s not in their interest to. It can be the case that they will reject many claimants, and this can make people give up at the first hurdle.

Even if you don’t have all of the details of a historical meeting or consultation with an advisor, we can dig through the archives and find out what happened, why you were mis-sold, and how much compensation you could be owed.

If any or all of the following points apply to the advice you were given you may have a claim.

  • If your financial or pensions advisor didn’t explain the risks properly to you
  • If your advisor did not properly assess your financial situation with a fact find
  • If the advisor told you that your pension plan would definitely pay off your mortgage
  • If the advisor did not explain that the amount you would get back depended on performance
  • If the advisor did not properly explain the fees and charges involved

Remember most advisors are commission driven so getting you to accept their advice is the most important thing to them!

If you think that this applies to you contact us today on 01942 619911 and speak to one of our experts.


Welcome to 2018!

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It’s time to make your New Year’s resolution. There are approximately 20 months left in which to claim your mis-sold PPI.

There are Billions of pounds still unclaimed but time is running out! If you think that you have had PPI in the past that was not needed but you were ‘coerced’ into taking it out you may be entitled to a refund!

Don’t delay, do something positive and contact us today by phone on 01942 619911 or by email info@compiclaims.com, it may be the best decision that you could make in 2018!

You don’t need to remember who you took the loan out with as we can find out the details for you. CompiClaims operates on a ‘no win no fee’ principle so it will cost nothing to find out if you have a claim!

Don’t let the banks run away with your money!


New Year’s Resolution 2018

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Have you checked if you are entitled to refund of PPI yet? If not make this the New Year’s Resolution that is not forgotten as you may be entitled to compensation.

The highest recorded pay-out was £104,500 from Barclaycard! This was an exceptional case with the customer having records dating back to 1989!

Banks are only required to keep records for six years so don’t expect a monster pay-out like this!

Payment Protection Insurance policies have been sold alongside Loans, credit cards, mortgages, car loans and catalogue accounts. The vast majority have been misold and you could be due a complete refund plus all the associated interest. this could add up to a substantial amount of money.

The Financial Conduct Authority has put in place a deadline for making a claim – 29th August 2019 so you have about 20 months in which to start your claim.

Don’t let the banks keep your money, contact us today on 01942 619911 or by email at info@compiclaims.com and we will be please to advise and assist you with your claim.

Remember it costs nothing to check if you are owed anything and you don’t even have to have any records as we can find out if your claim is valid.

So if you only make one resolution in the new year make it this one!


PPI Claim Now!

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The PPI deadline has now been set for the 29th of August 2019. It may seem a long way off but it will come around sooner than you expect so don’t delay and act now as we are still processing claims on your behalf!

If you were took out a loan from a bank or building society with ‘payment protection’ as a condition of acceptance you could be entitled to have your money refunded.

It doesn’t matter if you cannot remember the exact details of the loan. Contact our office on 01942 619911 or fill in the call back request on our website (www.compiclaims.com), answer a few simple questions and we will do the rest.

We will keep you advised about the progress of your claim and if it turns out that you don’t have a claim it will cost you nothing!

A few minutes of your time could reward you with a large sum of money, in 2015 Santander paid out nearly £25,000 in a PPI compensation claim it had previously thrown out. If you have had a previous claim turned down it may be worthwhile starting a new claim and we can advise you how to proceed.


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